top of page
  • Writer's pictureKCStark

VA Loan Guide - Know What Lenders Know

If you're a veteran or active-duty member of the military, buying a home can feel like an overwhelming process. But with the VA loan program, you have access to a range of benefits that can make homeownership more affordable and attainable than ever before.

In "VA Loan Guide - Know What Lenders Know," you'll discover everything you need to know about this powerful program, from eligibility requirements to the application process. Written by KC Stark, a military veteran and licensed mortgage broker, this easy to read guide will help you understand the ins and outs of VA loans and give you the knowledge and tools to navigate the process with confidence.

Are you a first-time homebuyer or looking to refinance your current mortgage?

This book will show you how to take advantage of the many benefits of VA loans including:

  • Brief History of the VA Loan Program

  • Benefits

  • Determining eligibility

  • Surviving spouses and family members

  • VA Loan Process

  • Understanding your FICO score

  • The VA Funding Fee

  • VA Rates vs Conventional Terms

  • Calculating your budget and DTI

  • Navigating interest rates, appraisals, assumptions, and much more!

  • If you’ve served for at least 90 continuous days (all at once, without a break in service), you meet the minimum active-duty service requirement.

With quick tips and strategies that only experienced brokers know:

  • Save money!

  • Minimize stress!

  • Make your dream of homeownership a reality!

If you're a veteran or active-duty service member looking to buy a home, "VA Loan Guide - Know What Lenders Know" is the fun and helpful resource to help you make the most of your VA loan program benefits.

Get your VA Loan Guide - Know What Lenders Know Today!

  • Active-duty

  • Retired

  • Surviving family members

  • Real estate agents (gift idea!)

  • Mortgage brokers and lenders (digital version!)


Dad and mom put us to work at a very early age. As soon as we could walk and talk, we were taught to handle tools, answer phone calls, take notes, keep track of equipment and costs. Mom taught us to dream and embrace the power of our free will and compassion for others. KC Stark

To my father for teaching me the tenacious power of a child’s heart and a self-help mind.

To my mother for teaching me the grace of unconditional love and force of free will.

As Mortgage Brokers, we work with a wide range of lenders to find the best possible rates and terms for our clients.

We specialize in helping active-duty and retired military, first-time homebuyers, self-employed individuals, and those with less-than-perfect credit scores find the right mortgage solutions. Our team is committed to delivering personalized service and ensuring a smooth and stress-free process from start to finish.

Our Home Loan Solutions include:

  1. First-time Home Buyer Programs: We understand that purchasing your first home can be a daunting task, which is why we offer a range of First-time Home Buyer Programs that are tailored to your unique needs. These programs can help you qualify for lower down payment options, lower interest rates, and flexible credit requirements.

  2. VA Loans: VA loans are government-backed loans for eligible veterans, service members, and their families. Our team can help you navigate the VA loan process and find the best possible rates and terms to help you purchase or refinance a home.

  3. FHA Loans: FHA loans are government-backed loans that offer low down payment options and flexible credit requirements. Our team can help you determine if an FHA loan is right for you and help you find the best possible rates and terms.

  4. Conventional Loans: Conventional loans are non-government-backed loans that offer a variety of options, including fixed-rate and adjustable-rate mortgages. Our team can help you understand your options and find the right conventional loan that meets your unique needs.

  5. Construction Loans: Construction loans are designed to finance the construction of a new home or major renovations. Our team can help you find the right construction loan that fits your needs and help you navigate the construction loan process from start to finish.

  6. Refinance Loans: If you're looking to refinance your existing mortgage, our team can help you explore your options and find the best possible rates and terms. Whether you're looking to lower your monthly payments, shorten the term of your loan, or access your home's equity, we can help you find the right refinance loan.

At our Mortgage Brokerage firm, we understand that your time is valuable, which is why we have made our online application process as quick and easy as possible. Simply fill out our online application, and our team will get back to you with personalized options that are tailored to your unique needs.

Contact us today to learn more about our home loan solutions and how we can help you achieve your dream of homeownership.

What are the minimum service requirements for VA loan benefits?

If you serviced between August 2, 1990, and the present (Gulf War period to present)

You meet the minimum active-duty service requirement if you served for: 

  • At least 24 continuous months, or

  • The full period (at least 90 days) for which you were called or ordered to active duty, or

  • At least 90 days if you were discharged for a hardship, or a reduction in force, or

  • Less than 90 days if you were discharged for a service-connected disability.


bottom of page