KC Stark
Equifax Experian TransUnion Expect to remove nearly 70% of medical debt
Good news for American consumers seeking to purchase homes and establish credit! Fact: the Consumer Financial Protection Bureau reports...
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ALL POSTS
KC Stark
- 2 min
Fannie Mae Launching New Automated Appraisal Product on April 15 - Could Put Appraisers Out of Work
Breaking news: upcoming changes in the mortgage industry that might affect our work as loan officers, brokers, real estate agents - and...
KC Stark
- 3 min
Get Ready for More Affordable VA Mortgages This Homebuying Season!
Good news for veterans and military families! The U.S. Department of Veterans Affairs (VA) is making home buying more affordable by...
KC Stark
- 2 min
Breaking HUD News: New Homebuyer Savings and End of Covid Guidelines Today!
If you're a home shopper in the USA today, chances are you're reading news about rising rates. Buyers rejoice! The Department of Housing...
KC Stark
- 2 min
The Single Family "Turnkey" Mortgage Program in El Paso County Colorado
The Single Family "Turnkey" Mortgage Program in El Paso County, Colorado is a program aimed at helping low- to moderate-income homebuyers...
KC Stark
- 3 min
Late Rent Payments: What Do Freddie Mac Fannie Mae & HUD Say?
Late mortgage payments can have an impact on your ability to get a loan. However, lenders like Fannie Mae, Freddie Mac, and HUD are not...
KC Stark
- 3 min
Buyer’s Guide: Conventional loans and Federal Housing Administration (FHA)
Conventional loans and Federal Housing Administration (FHA) loans are both popular mortgage options for homebuyers in the United States....
KC Stark
- 2 min
What are Mortgage Loan Closing Costs? Shopper's Guide
Closing costs are the fees and charges associated with finalizing a mortgage loan. These costs can vary depending on several factors,...
KC Stark
- 2 min
Home Loan Fees 101: Lender Title and State Fees
Mortgage fees can be categorized into three general categories: lender-controlled fees, title-related fees, and state-imposed fees. Here...
KC Stark
- 3 min
Mortgage Shopping 101: What Type of Lender is Best for You?
When you're shopping for a mortgage, you'll find that there are several types of lenders to choose from. Each type of lender has its own...
KC Stark
- 4 min
VA Loan Guide - Know What Lenders Know
If you're a veteran or active-duty member of the military, buying a home can feel like an overwhelming process. But with the VA loan...
KC Stark
- 4 min
Mortgage Rates: Why Did the Interest Rates on Mortgages Drop After the FED Raised Rates?
Good news home shoppers! Mortgage rates dropped to their lowest levels since late 2022 AFTER the Federal Reserve raised rates. The...
KC Stark
- 2 min
Top 10 Checklist: Self-Employed How to Qualify for a Conventional Home Loan
If you are self-employed and looking to qualify for a conventional loan, there are several steps you can take to improve your chances of...
KC Stark
- 2 min
3 Big Myths About Your FICO Scores: Hard Pull vs Soft Pull Explained
There are many myths about FICO credit scores, but here are three common ones: Checking your credit score will lower it: This is not...
KC Stark
- 2 min
New VA Home Loan Benefit Act Changes Rules on Appraisals
Breaking news for VA homebuyers, sellers, home appraisers, and real estate agents. The Improving Access to the VA Home Loan Act of 2022...
KC Stark
- 3 min
How To Qualify for a One-time Close Construction Loan in Colorado
Since the pioneer's cry of "Pikes Peak or Bust!," Americans have been heading to Coloardo in search of a heatlhy lifestyle and...
KC Stark
- 2 min
When Can a Borrower Cancel Primary Mortgage Insurance (PMI?)
Private mortgage insurance (PMI) is a type of insurance that lenders require from home buyers who make a down payment of less than 20% of...
KC Stark
- 2 min
Renting vs Owning a Home: Short Game vs Long Gain
Renting a home versus buying a home is a decision that many people face at some point in their lives. While there are benefits to both...
KC Stark
- 3 min
How to Qualify for an FHA Home Loan
The Federal Housing Administration (FHA) offers home loans to individuals who may not qualify for traditional mortgage financing. These loan
KC Stark
- 3 min
VA Home Loans: A step-by-step guide to understand eligibility requirements and process
VA home loans are a type of mortgage offered by the Department of Veterans Affairs (VA) to eligible military service members, veterans,...
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