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KC Stark

A Brief History: Home Loan Interest in the USA 1945-2023

Home Loan Interest Rates in the United States If you're a home buyer or seller in 2023, you're likely bombarded by headlines of doom,...

KC Stark

Cost of Living in the USA: 1945-2022 Wages vs Inflation

The cost of living for Americans has changed significantly over the past 76 years, and there are several factors that have contributed to...

KC Stark

FICO Pie: Want to Improve Your Credit Score?

How Do Lenders Decide Your FICO and Credit Scores? A credit score is a numerical representation of an individual's creditworthiness. It...

KC Stark

The Fair Housing Act: 101

The Fair Housing Act is a federal law in the United States that prohibits discrimination in the sale, rental, and financing of housing based