KC Stark
Mortgage Rates: Why Did the Interest Rates on Mortgages Drop After the FED Raised Rates?
Good news home shoppers! Mortgage rates dropped to their lowest levels since late 2022 AFTER the Federal Reserve raised rates. The...
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ALL POSTS
KC Stark
- 2 min
3 Big Myths About Your FICO Scores: Hard Pull vs Soft Pull Explained
There are many myths about FICO credit scores, but here are three common ones: Checking your credit score will lower it: This is not...
KC Stark
- 3 min
A Brief History: Home Loan Interest in the USA 1945-2023
Home Loan Interest Rates in the United States If you're a home buyer or seller in 2023, you're likely bombarded by headlines of doom,...
KC Stark
- 3 min
How To Qualify for a One-time Close Construction Loan in Colorado
Since the pioneer's cry of "Pikes Peak or Bust!," Americans have been heading to Coloardo in search of a heatlhy lifestyle and...
KC Stark
- 2 min
When Can a Borrower Cancel Primary Mortgage Insurance (PMI?)
Private mortgage insurance (PMI) is a type of insurance that lenders require from home buyers who make a down payment of less than 20% of...
KC Stark
- 2 min
Renting vs Owning a Home: Short Game vs Long Gain
Renting a home versus buying a home is a decision that many people face at some point in their lives. While there are benefits to both...
KC Stark
- 3 min
FICO Pie: Want to Improve Your Credit Score?
How Do Lenders Decide Your FICO and Credit Scores? A credit score is a numerical representation of an individual's creditworthiness. It...
KC Stark
- 3 min
Colorado Springs a Thriving City Known Around the World because of William Jackson Palmer
William Jackson Palmer Founding Father of Colorado Springs' Vision William Palmer was a man who always had a dream of creating a place...
KC Stark
- 3 min
How to Qualify for an FHA Home Loan
The Federal Housing Administration (FHA) offers home loans to individuals who may not qualify for traditional mortgage financing. These loan
KC Stark
- 3 min
VA Home Loans: A step-by-step guide to understand eligibility requirements and process
VA home loans are a type of mortgage offered by the Department of Veterans Affairs (VA) to eligible military service members, veterans,...
KC Stark
- 3 min
VA Home Loans 101
The VA home loan program is a mortgage loan program established by the United States Department of Veterans Affairs (VA) to help military...
KC Stark
- 3 min
Conventional Home Loans 101
The conventional loan program is a type of mortgage that is not insured or backed by the government. These loans are offered by private...
KC Stark
- 3 min
The USDA Home Loan Program 101
The USDA home loan program is a mortgage program offered by the United States Department of Agriculture (USDA) to help low- and moderate-inc
KC Stark
- 3 min
Housing Development and Affordability are Major Issues in Colorado
Housing development and affordability are major issues in Colorado, as the state has seen rapid population growth in recent years. This grow
KC Stark
- 2 min
The Fair Housing Act: 101
The Fair Housing Act is a federal law in the United States that prohibits discrimination in the sale, rental, and financing of housing based
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