KCStark
Buyer’s Guide: Conventional loans and Federal Housing Administration (FHA)
Conventional loans and Federal Housing Administration (FHA) loans are both popular mortgage options for homebuyers in the United States....
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ALL POSTS
KCStark
3 min read
Home Prices: The Reasons Behind America’s Home Price Appreciation
Let's face it America, the last few years have been wilder than most in recent history. We've seen nations rise and fall, but until the...
KCStark
3 min read
Breaking News: VA Reduces Funding Fee for Home Buyers!
Attention all VA home loan shoppers! Get ready to save big on your home purchase or construction project with the latest news from the...
KCStark
4 min read
Breaking News: New Plan Lowers Mortgage Insurance Fees for First-Time Homebuyers!
Great news for first-time homebuyers in the United States! The White House is rolling out a plan to reduce mortgage insurance fees...
KCStark
2 min read
What are Mortgage Loan Closing Costs? Shopper's Guide
Closing costs are the fees and charges associated with finalizing a mortgage loan. These costs can vary depending on several factors,...
KCStark
2 min read
Home Loan Fees 101: Lender Title and State Fees
Mortgage fees can be categorized into three general categories: lender-controlled fees, title-related fees, and state-imposed fees. Here...
KCStark
3 min read
Mortgage Shopping 101: What Type of Lender is Best for You?
When you're shopping for a mortgage, you'll find that there are several types of lenders to choose from. Each type of lender has its own...
KCStark
4 min read
VA Loan Guide - Know What Lenders Know
If you're a veteran or active-duty member of the military, buying a home can feel like an overwhelming process. But with the VA loan...
KCStark
4 min read
Mortgage Rates: Why Did the Interest Rates on Mortgages Drop After the FED Raised Rates?
Good news home shoppers! Mortgage rates dropped to their lowest levels since late 2022 AFTER the Federal Reserve raised rates. The...
KCStark
2 min read
3 Big Myths About Your FICO Scores: Hard Pull vs Soft Pull Explained
There are many myths about FICO credit scores, but here are three common ones: Checking your credit score will lower it: This is not...
KCStark
3 min read
A Brief History: Home Loan Interest in the USA 1945-2023
Home Loan Interest Rates in the United States If you're a home buyer or seller in 2023, you're likely bombarded by headlines of doom,...
KCStark
3 min read
How To Qualify for a One-time Close Construction Loan in Colorado
Since the pioneer's cry of "Pikes Peak or Bust!," Americans have been heading to Coloardo in search of a heatlhy lifestyle and...
KCStark
2 min read
When Can a Borrower Cancel Primary Mortgage Insurance (PMI?)
Private mortgage insurance (PMI) is a type of insurance that lenders require from home buyers who make a down payment of less than 20% of...
KCStark
2 min read
Renting vs Owning a Home: Short Game vs Long Gain
Renting a home versus buying a home is a decision that many people face at some point in their lives. While there are benefits to both...
KCStark
3 min read
FICO Pie: Want to Improve Your Credit Score?
How Do Lenders Decide Your FICO and Credit Scores? A credit score is a numerical representation of an individual's creditworthiness. It...
KCStark
3 min read
Colorado Springs a Thriving City Known Around the World because of William Jackson Palmer
William Jackson Palmer Founding Father of Colorado Springs' Vision William Palmer was a man who always had a dream of creating a place...
KCStark
3 min read
How to Qualify for an FHA Home Loan
The Federal Housing Administration (FHA) offers home loans to individuals who may not qualify for traditional mortgage financing. These loan
KCStark
3 min read
VA Home Loans: A step-by-step guide to understand eligibility requirements and process
VA home loans are a type of mortgage offered by the Department of Veterans Affairs (VA) to eligible military service members, veterans,...
KCStark
3 min read
VA Home Loans 101
The VA home loan program is a mortgage loan program established by the United States Department of Veterans Affairs (VA) to help military...
KCStark
3 min read
Conventional Home Loans 101
The conventional loan program is a type of mortgage that is not insured or backed by the government. These loans are offered by private...
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