KC Stark
Mortgage Rates: Why Did the Interest Rates on Mortgages Drop After the FED Raised Rates?
Good news home shoppers! Mortgage rates dropped to their lowest levels since late 2022 AFTER the Federal Reserve raised rates. The...
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KC Stark Notes to SELF
KC Stark
- 3 min
James Madison “Father of the Constitution” and Fourth POTUS
I confess, I knew little of James Madison before becoming intrigued by his history before and after the ratification of the Constitution....
KC Stark
- 3 min
Improving Your FICO Score: 6 Tips and Insights for Home Buyers
When I was young sounds like a good song title, but it also may come in handy for anyone shopping for homes, especially first time...
KC Stark
- 3 min
Divide Colorado: From a Wild West History to a Recreational Paradise
Divide, Colorado and the surrounding Pikes Peak region have a rich history of gold and silver mining during the late 19th and early 20th...
KC Stark
- 3 min
Thomas Jefferson: A Brilliant Mind and Legacy of Infamous Contradictions
As I ponder the works of America's third President of the United States, Thomas Jefferson (1801-1809,) I see's a brilliantly liberated...
KC Stark
- 4 min
America’s Debt Limit: History Has a Warning for Both GOP and DEM Voters
A blessing of age lies in the providence of reflection. Who else remembers what happened in 2011 and 2013? Hint, it was a self-inflicted...
KC Stark
- 9 min
Bridge the Divide: President Lyndon B. Johnson and Martin Luther King Jr.
As we celebrate the life and deeds of Martin Luther King Jr., today's political parties are plagued by decades of disdain and abuse of...
KC Stark
- 3 min
John Adams: America’s 2nd President and His Lasting Impact on Today’s America
John Adams was one of the founding fathers of the United States and played a crucial role in the country's early history. He served as...
KC Stark
- 4 min
How Do US Lawmakers Get Away with Breaking the Law and Avoiding Subpoenas?
Wouldn't it be nice to be able to write the laws that govern America and not have to abide by them yourself? The concept is based on...
KC Stark
- 3 min
America’s Defense Spending and the Cost of War and Peace
In the eyes of a US Infantry veteran, defense spending in the name of war and peace still seems to baffle administrations and divide...
KC Stark
- 2 min
Top 10 Checklist: Self-Employed How to Qualify for a Conventional Home Loan
If you are self-employed and looking to qualify for a conventional loan, there are several steps you can take to improve your chances of...
KC Stark
- 2 min
George Washington: "Father of His Country" and Impact on Today’s America
George Washington's Principles and Deeds Continue to Impact Today's America George Washington is often referred to as the "Father of his...
KC Stark
- 2 min
3 Big Myths About Your FICO Scores: Hard Pull vs Soft Pull Explained
There are many myths about FICO credit scores, but here are three common ones: Checking your credit score will lower it: This is not...
KC Stark
- 3 min
A Brief History: Home Loan Interest in the USA 1945-2023
Home Loan Interest Rates in the United States If you're a home buyer or seller in 2023, you're likely bombarded by headlines of doom,...
KC Stark
- 2 min
New VA Home Loan Benefit Act Changes Rules on Appraisals
Breaking news for VA homebuyers, sellers, home appraisers, and real estate agents. The Improving Access to the VA Home Loan Act of 2022...
KC Stark
- 2 min
A Brief History of Mount Princeton Hot Springs Colorado
Mount Princeton Hot Springs is a resort located in Chaffee County, Colorado, United States with ancient roots in Native American history....
KC Stark
- 3 min
Top 10 Hot Springs in Colorado: 2023 To Do List
After leaving the military, I picked one of the best places in the world to live. Colorado is known for its beautiful natural hot...
KC Stark
- 3 min
How To Qualify for a One-time Close Construction Loan in Colorado
Since the pioneer's cry of "Pikes Peak or Bust!," Americans have been heading to Coloardo in search of a heatlhy lifestyle and...
KC Stark
- 2 min
When Can a Borrower Cancel Primary Mortgage Insurance (PMI?)
Private mortgage insurance (PMI) is a type of insurance that lenders require from home buyers who make a down payment of less than 20% of...
KC Stark
- 2 min
American Sports History: Coldest NFL Game Ever Played
As we rise and wait for today's chilly Christmas Eve NFL matchups, it made we wonder about the coldest game ever played. The coldest NFL...
KC Stark
- 2 min
A Brief History of Custer County, Colorado
Custer County is a county located in the state of Colorado in the United States. The county was named after General George Armstrong...
KC Stark
- 2 min
Renting vs Owning a Home: Short Game vs Long Gain
Renting a home versus buying a home is a decision that many people face at some point in their lives. While there are benefits to both...
KC Stark
- 2 min
Cost of Living in the USA: 1945-2022 Wages vs Inflation
The cost of living for Americans has changed significantly over the past 76 years, and there are several factors that have contributed to...
KC Stark
- 4 min
Only The Dead Know: What is a Just War?
300 days after the largest invasion in Europe since WWII, some may ask, when is war just? The concept of a "just war" refers to the idea...
KC Stark
- 3 min
FICO Pie: Want to Improve Your Credit Score?
How Do Lenders Decide Your FICO and Credit Scores? A credit score is a numerical representation of an individual's creditworthiness. It...
KC Stark
- 3 min
Colorado Springs a Thriving City Known Around the World because of William Jackson Palmer
William Jackson Palmer Founding Father of Colorado Springs' Vision William Palmer was a man who always had a dream of creating a place...
KC Stark
- 3 min
How to Qualify for an FHA Home Loan
The Federal Housing Administration (FHA) offers home loans to individuals who may not qualify for traditional mortgage financing. These loan
KC Stark
- 3 min
VA Home Loans: A step-by-step guide to understand eligibility requirements and process
VA home loans are a type of mortgage offered by the Department of Veterans Affairs (VA) to eligible military service members, veterans,...
KC Stark
- 3 min
VA Home Loans 101
The VA home loan program is a mortgage loan program established by the United States Department of Veterans Affairs (VA) to help military...
KC Stark
- 3 min
Conventional Home Loans 101
The conventional loan program is a type of mortgage that is not insured or backed by the government. These loans are offered by private...
KC Stark
- 3 min
The USDA Home Loan Program 101
The USDA home loan program is a mortgage program offered by the United States Department of Agriculture (USDA) to help low- and moderate-inc
KC Stark
- 3 min
Housing Development and Affordability are Major Issues in Colorado
Housing development and affordability are major issues in Colorado, as the state has seen rapid population growth in recent years. This grow
KC Stark
- 2 min
The Fair Housing Act: 101
The Fair Housing Act is a federal law in the United States that prohibits discrimination in the sale, rental, and financing of housing based
KC Stark: MADE IN THE USA
Proud American with deep blue-collar grassroots and military service.
A son father and defender of the American dream. KC Stark has been selected as one of the 'top 100 to know' in Colorado. He's traveled the nation helping fellow Americans plan and expand their businesses and attain their dream of homeownership.
As seen on Fox, MSNBC, and CBS. Huffington Post and Westword.
Mortgage Broker Colorado Springs
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