KC Stark
Breaking News: Fed Holds Rates Steady After 11 Rate Hikes
Decoding the Federal Reserve's Decision for You As a mortgage health and medicare broker, I'm always keeping a close eye on the Federal...
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KC Stark Notes to SELF
KC Stark
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Medicare vs. Big Pharma: Exposing the Price Gouging
Talk about inflation?! The insanity of America's elected officials willingness to allow Americans to pay up to 1,000% more for drugs than...
KCStark
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Medicare Part D 2024: Key Changes Beneficiaries Need to Know
Significant enhancements are on the horizon for Medicare Part D beneficiaries As we transition into the final quarter of 2023,...
KC Stark
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Navigating the Current Economic Landscape: Opportunities Amid Inflation and Rising Interest Rates
Breaking news: the Federal Reserve Chair, Jerome Powell, spoke today about America's inflation and its impact on interest rates. Good news:
KC Stark
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America's Reshoring Opportunity: A New Dawn in Manufacturing
Good morning America! Take a look around and lift your head high. With all the media hype of 'doom and gloom,' our nation is brewing more...
KC Stark
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Don’t Panic: How to Beat Today’s Historic 7.09% Mortgage Rate: A Proactive Buyer’s Guide
Making History: Navigating Today's Mortgage Landscape Hey, America, welcome 'back to the future' in a mortgage rates last seen in April...
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10 Step Success Checklist for Home Buyers and Agents
This workflow provides a clear and organized approach to managing real estate transactions, aiding real estate agents in ensuring that…
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3-2-1: Unlocking the Mystery of Seller Contributions in Mortgage Buydowns
The Scoop on Seller Contributions and Buydowns: Savings! If you’ve dipped your toes in the home buying world, you’ve probably come across...
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We Buy Ugly Houses: It’s Ugly Out There
Protecting Homeowners: Loopholes in Real Estate Regulations Exposed Woman's Struggle to Protect Her Mother's Home A woman sold her Kansas...
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Opinion: Trump (finally) Charged for Plot to Steal Democracy
Well folks, here's a shocking revelation, and I mean this in the same way you'd be shocked to find out that water is wet. Donald Trump,...
KC Stark
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Game Changer: The POTUS Unveils New Blueprint for Housing in America
New 'Housing Supply Action Plan' in America There's never a dull moment in the housing market, and this week has been no different. In a...
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New Hope Amidst Housing Ice Age: A Deep Dive into the U.S. Construction Boom
U.S. Construction Boom vs Rate Ice Age We are living in intriguing times. Homebuyers find themselves in a frozen state, trapped by an...
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Short-Term Rentals: Airbnb or AirbnBust? Market Report
As a licensed mortgage broker, the last few years have been historic in more ways than I care to count. From historic low rates to historic
KC Stark
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Ride the Wave: Decoding the 2023 Housing Market Trends
It’s time to surf through another wave of housing market updates! Grab your virtual surfboard and let's ride the current of real estate...
KC Stark
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Home Buyers & Sellers Take Note as Inflation Rate Falls Again
Trending Now: Inflation Rate Falls for a 12th Straight Months Exciting news in the economic sphere as the inflation rate has witnessed a...
KC Stark
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Inflation Hits 26-Month Low: A Quick 101 of Inflation and CPI
Inflation and the Consumer Price Index: A Quick Guide Inflation is the rise in prices over time, reducing the value of money. The...
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From Revolutionary Dreams to Realty: America's Journey to Independence and Home Ownership
America's Journey to Independence and Home Ownership In the balmy summer of 1776, the air of Philadelphia was fraught with tension and...
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Memorial Day in the USA 2023
Reflecting back on my youth, one of the biggest decisions I made was enlisting in the US Army and joining the ranks of the US Infantry....
KC Stark
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What Are Seller Concessions and How Can They Be Used?
Seller concessions, also known as seller contributions or seller-paid closing costs, are a portion of the seller's proceeds that go towards
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Breaking News: The Rise of the Homeowner Millennials!
Millennials are no longer just “generation rent,” they’re “generation buy.” In a surprising turn of events, millennials have officially...
KC Stark
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Ukraine: “not the end…But it is, perhaps, the end of the beginning”
Today may go down in history as the 'beginning of the end' of the war in Ukraine and the start of what appears to be a probing...
KC Stark
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Inflation and Housing Costs Display Encouraging Trends
A Brighter Outlook: Inflation and Housing Costs Show Promising Trends
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Good news: USA Reaches Lowest Inflation Since 2021
Good news, folks! Inflation has risen just 0.1% in March, which is less than what was expected. Thanks to the Federal Reserve’s interest...
KC Stark
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Equifax Experian TransUnion Expect to remove nearly 70% of medical debt
Good news for American consumers seeking to purchase homes and establish credit! Fact: the Consumer Financial Protection Bureau reports...
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Fannie Mae Launching New Automated Appraisal Product on April 15 - Could Put Appraisers Out of Work
Breaking news: upcoming changes in the mortgage industry that might affect our work as loan officers, brokers, real estate agents - and...
KC Stark
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End of FICO as We Know It: Federal Housing Finance Agency Reveals Timelines
The Federal Housing Finance Agency (FHFA) has revealed its proposed timelines for Fannie Mae and Freddie Mac to stop using the FICO...
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Get Ready for More Affordable VA Mortgages This Homebuying Season!
Good news for veterans and military families! The U.S. Department of Veterans Affairs (VA) is making home buying more affordable by...
KC Stark
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Breaking News: FHA Extends Max Loan Term for Mortgage Modifications to 40 years
Breaking News: FHA Extends Max Loan Term for Mortgage Modifications to 40 years.
KC Stark
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Breaking News: Freddie Mac Expands ‘Related Person’ Definition for Gift Funds!
Good news for America's home shoppers! In a move that will please potential homeowners across the country, Freddie Mac has announced a...
KC Stark
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Breaking HUD News: New Homebuyer Savings and End of Covid Guidelines Today!
If you're a home shopper in the USA today, chances are you're reading news about rising rates. Buyers rejoice! The Department of Housing...
KC Stark
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The Single Family "Turnkey" Mortgage Program in El Paso County Colorado
The Single Family "Turnkey" Mortgage Program in El Paso County, Colorado is a program aimed at helping low- to moderate-income homebuyers...
KC Stark
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Late Rent Payments: What Do Freddie Mac Fannie Mae & HUD Say?
Late mortgage payments can have an impact on your ability to get a loan. However, lenders like Fannie Mae, Freddie Mac, and HUD are not...
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Buyer’s Guide: Conventional loans and Federal Housing Administration (FHA)
Conventional loans and Federal Housing Administration (FHA) loans are both popular mortgage options for homebuyers in the United States....
KC Stark
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Home Prices: The Reasons Behind America’s Home Price Appreciation
Let's face it America, the last few years have been wilder than most in recent history. We've seen nations rise and fall, but until the...
KC Stark
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Andrew Jackson’s Presidency: Controversy, Conflict, and Transformation (1829–1837)
As I continue my studies of America's presidents, Andrew Jackson's presidency screams as one of the most consequential in American...
KC Stark
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The Greatest Failed Military Campaigns: From Napoleon to Putin
One year ago today Russia's President Putin committed what may become the worst military decision since the Spanish Armada's attempted...
KC Stark
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Breaking News: VA Reduces Funding Fee for Home Buyers!
Attention all VA home loan shoppers! Get ready to save big on your home purchase or construction project with the latest news from the...
KC Stark
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Breaking News: New Plan Lowers Mortgage Insurance Fees for First-Time Homebuyers!
Great news for first-time homebuyers in the United States! The White House is rolling out a plan to reduce mortgage insurance fees...
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What are Mortgage Loan Closing Costs? Shopper's Guide
Closing costs are the fees and charges associated with finalizing a mortgage loan. These costs can vary depending on several factors,...
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Home Loan Fees 101: Lender Title and State Fees
Mortgage fees can be categorized into three general categories: lender-controlled fees, title-related fees, and state-imposed fees. Here...
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Mortgage Shopping 101: What Type of Lender is Best for You?
When you're shopping for a mortgage, you'll find that there are several types of lenders to choose from. Each type of lender has its own...
KC Stark
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VA Loan Guide - Know What Lenders Know
If you're a veteran or active-duty member of the military, buying a home can feel like an overwhelming process. But with the VA loan...
KC Stark
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John Quincy Adams: Controversy Political Polarization and Economic Challenges (1825–1829)
As I delve into the past actions and legacies of our nation's presidents, one quickly sees that polarization and economic challenges are...
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James Monroe: The Panic of 1819 to an Era of Good Feeling (1817–1825)
As I dived deeper into the history of America's presidents, my respect for James Monroe grew. His policitcally risky and bold doctrine...
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Mortgage Rates: Why Did the Interest Rates on Mortgages Drop After the FED Raised Rates?
Good news home shoppers! Mortgage rates dropped to their lowest levels since late 2022 AFTER the Federal Reserve raised rates. The...
KC Stark
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James Madison: Father of the Constitution and Birth of Federalism (1809-1817)
I confess, I knew little of James Madison before becoming intrigued by his history before and after the ratification of the Constitution....
KC Stark
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Improving Your FICO Score: 6 Tips and Insights for Home Buyers
When I was young sounds like a good song title, but it also may come in handy for anyone shopping for homes, especially first time...
KC Stark
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Divide Colorado: From a Wild West History to a Recreational Paradise
Divide, Colorado and the surrounding Pikes Peak region have a rich history of gold and silver mining during the late 19th and early 20th...
KC Stark
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Thomas Jefferson: A Brilliant Mind and Legacy of Infamous Contradictions (1801-1809)
As I ponder the works of America's third President of the United States, Thomas Jefferson, I discover a brilliantly liberated mind and a...
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America’s Debt Limit: History Has a Warning for Both GOP and DEM Voters
A blessing of age lies in the providence of reflection. Who else remembers what happened in 2011 and 2013? Hint, it was a self-inflicted...
KC Stark: MADE IN THE USA
Proud American with deep blue-collar grassroots and military service.
A son father and defender of the American dream. KC Stark has been selected as one of the 'top 100 to know' in Colorado. He's traveled the nation helping fellow Americans plan and expand their businesses and attain their dream of homeownership.
As seen on Fox, MSNBC, and CBS. Huffington Post and Westword.
Mortgage Broker Colorado Springs
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